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How To Pay for Graduate School


When you are attending graduate school, you may have to borrow money in order to meet your expenses. The government does not offer Pell grants to graduate students. However, you should try to avoid loans as much as possible. 
There are resources available to help pay for the cost of graduate school. Before you go back you should consider these graduate school questions to make sure it is the right choice for you.
First, you should apply for grants, scholarships and other funding when you are applying to graduate school. This should include teaching assistantships and research assistantships. The TA and RA positions will usually pay for the cost of tuition and fees, as well as give you a stipend to live on each month. Some of the scholarships will do the same thing. The assistantship positions may require that you do not take on additional employment. 
Next, you should fill out the FAFSA application. Although you will not qualify for a Pell grant, you do still qualify for Stafford loans. These are the best loans to take out if you have to take out loans. The interest rate on the loans is better, and the repayment options are better than private student loans.
Then you need to set up a monthly budget so that you can determine your living expenses. Add this amount to your tuition and fees. This will give you the total amount that you will need to borrow in order to pay for graduate school. If you are paying for a more expensive program, such as medical or law school you will need to find a large amount of money to cover the cost of tuition. You may want to look into employer reimbursement programs as well.

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